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Wine Country

Financial services

Local Insight with Big Bank Experience

Wine Country Financial Services

Your Local Mortgage Broker

Navigate your home buying journey In Newcastle or the Hunter Valley with confidence

At Wine Country Financial Services, we specialise in offering bespoke mortgage brokerage services, perfectly crafted to meet the unique needs of home buyers in Newcastle and the Hunter Valley.

Our dedicated team combines local expertise with a friendly, approachable style, ensuring you feel both informed and at ease throughout your home-buying journey.

So, what is a mortgage broker?

A mortgage broker is an individual and/or a company (ideally us) that is accredited with a panel of lenders, and it is their responsibility to channel you to the right lender to suit your needs.

That’s an important point – the right lender for you.

The right lender can mean many things – the lowest interest rate, the lowest fees, or a bespoke policy to suit certain circumstances – there are many things that you need to consider when seeking a mortgage. 

 

Hunter Valley Mortgage Broker

How Much Do Mortgage Brokers Cost?

Mortgage brokers generally do not charge customers a fee for their service. When your loan settles, it’s the lender that pays us either through an aggregation service or, in some cases, directly.

In other disciplines of lending, such as asset finance, a brokerage fee may be charged, but again, this is paid at settlement (never upfront) and is funded by the lender.

Mortgage Broker
Newcastle Mortgage Broker

How Can A Mortgage Broker Help?

As your local mortgage broker, we have access to upwards of 30 lenders to choose from. This allows us to take the hassle away from you to find the right mortgage product to suit your needs.

That’s why over 70% of mortgage lending now begins through the broker channel, and that number is rising. As your local broker, we have a wealth of knowledge of each lender and will leverage that knowledge to identify the best loans for you quickly and precisely.

Your time is important, so let us simplify the process for you and leverage our relationships with the lenders to get the best deal for you.

Mortgage Broker

What Do I Need To Engage A Mortgage Broker

Your commitment to us as your mortgage broker is your time, information and transparency – not a fee.

We commit our time to you to find you the best options for your circumstances, and make a recommendation of which of those options is preferred.

The choice, ultimately, is yours as the customer, but we will be able to substantiate why they have selected the solution recommended as the best for you.

Curious? Let's Talk

Contact Us

As your local Mortgage Broker, let’s chat about finding you the right finance for your property purchase.

We understand your time is valuable, so we’ll come to you. Get in touch, and we’ll organise a time to meet with you.

Our Service Areas Include:

  • Newcastle
  • Cessnock
  • Maitland
  • Singleton
  • And the surrounding areas

Wine Country Finacial Services is your local trusted Hunter Valley and Newcastle Mortgage Broker and Financial Solutions Provider.

0439 225 945